Business Opportunities

Press release of febs consulting, 01.12.2009 brings the year 2010 also for product providers, distributors and again gives numerous challenges to cope with the employer. The new pension rights adjustment in pension is intensely in the first few months all market participants’ fears Andreas Buttler, Managing Director of febs Consulting GmbH. Because now arrive the first requests of the courts among employers and force the Fund to submit concrete proposals for sharing. Butler knows many bAV provider will notice then, that your Division orders are too theoretical, and for the practical implementation is still a lot of work to do”, from their own experience. So, alone the correct filling in the information sheets sent by the Court was not easy. Depending on how the form is filled in, the court sets the offset value as capital amount or monatliche pension. The latter but in practice is the provider not umsetzbar, if the Taking too long to process and the pension E.g. some years retroactively should be granted to the end of the time of the marriage.

Also with regard to the costs of Division of, it will be some time yet exciting. Because the German family court day is concluded in September 2009, that the Division of costs normally on maximum 200 are to limit. A value that is too low from the perspective of the product provider. It is therefore to be feared that the first cases must be several times back – and submitted here. The market of the implementation of the BilMoG hoped for positive aspects of sales. Finally, entrepreneurs can no longer losing sight of your financing gaps and must operate. The pension fund could become the winner of the reform, because unlike as in the netting of the provisions with the plan assets the difference between fiscal and commercial provisions in a swap on the pension funds as a business expense may be claimed tax. The pension funds due to the likely an extra boost dramatischen increase of the PSVG posts get.

Finally, 80% PSVG posts can be saved by outsourcing. The current case-law to the bAV opportunities an or other distribution. Such as the BAG decision of April 21, 2009, that allows some deviations from the occupational pension Act businesses with foreign business leaders. However, this judgement is rather a diRECtion. Because traditionally make bAV rather complicated BAG and federal decisions and restrict the design options. A complete overview of the current case-law to the bAV, on current market opportunities and legal developments the febs Academy offers also at the beginning of next year-current challenges again with your seminar series for product providers and consultants 2010 “. The first seminar dates are January and 25.02.2010. detailed info can be found at seminars.

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